What?
ATLAS is a validated data platform on Financial Service Providers’ pricing, client protection, social and financial performance, managed by MFR : https://www.atlasdata.org/
Created with the support of:
and with the participation of:
Website. Two modules: 1. Data (APR, SPI4, other social data); 2. Reports (rating reports, SPI4 audits, MIMOSA).
Access to APR data will be easier because: APR is already calculated in ratings and certifications; FSP will have the option to provide data anonymously (still useful for benchmarking).
Coverage will be 70,000 datapoints, 600 FSPs and 70 Countries, or larger, as enhanced by other data providers. A global expected APR model will allow benchmarking the APR even without a large number of observations in the Country.
Why?
Cost. Value for money because: 1) the cost of collecting data and calculating APR is already covered by ratings and certifications, and ATLAS would only need a marginal cost to be covered; 2) an existing organization (MFR) with a core business already in place would manage ATLAS as a business unit.
Who?
How it works?
MIX. ATLAS and the MIX datasets are compatible as they use the same Financial Service Provider IDs. The MIX dataset was transferred to the World Bank’s Data Catalogue and it is publicly available. The MIX will no longer update the microfinance institutions data and it will focus on new areas.
Quality. The database will include externally validated data and self-reported data (e.g. core database), transparently indicated. The user will decide the data source filters to apply.
Confidentiality. The ownership of the data stays with the data provider and it is not transferred to ATLAS manager. Any use of the data made by ATLAS manager respects the confidentiality agreements signed with the data providers.